• chiliedogg@lemmy.world
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    2 days ago

    Yes, but it’s also a coordintion thing.

    Banks, businesses, and payment processors have to coordinate billions of payments a day and it’s easier to do occasional reconciliation followed by an adjuted transfer for the net difference instead of a ton of individual transfers, most of which cancel each other out.

    • Cort@lemmy.world
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      1 day ago

      Sure but it’s their choice to do reconciliation once daily instead of hourly