• Darkard@lemmy.worldEnglish
    691·
    5 days ago

    They believe in it only because it allows them to make more money by increasing premiums due to “increased risk” of whatever, or deny claims due to “acts of god”.

    If there was profit in denial, then that’s what they would do. Thats why fossil fuel industries try so hard to hide the impact they are making.

    • A_Union_of_Kobolds@lemmy.world
      25·
      5 days ago

      Yes but that’s what we call “analytical thinking”, which we can in this case assume the audience (MAGA in the classroom) is incapable of

    • 13igTyme@lemmy.world
      9·
      5 days ago

      In Florida some insurance companies refuse to offer housing insurance. Part of the reason why so many left the state completely. Then I did.

  • FundMECFS@lemmy.cafeEnglish
    42·
    5 days ago

    MAGA are gonna make a conspiracy that climate change is invented by insurance corpos to gain money.

    (Watch them have the right instict that the common person is getting swimdled and then somehow end up blaming exactly the wrong things)

  • pyre@lemmy.world
    241·
    5 days ago

    this is wrong. insurance companies don’t believe in anything. they know climate change is real because that’s what the data shows.

    • pedz@lemmy.ca
      3·
      5 days ago

      Hard to believe when they pollute more than entire countries. If they believe in it, it’s because they know they have to prepare for the consequences, not because they want to avoid it.

      • shalafi@lemmy.worldEnglish
        3·
        5 days ago

        Yeah? We’re on the same page I think. If the military and insurance companies are figuring climate change into risk management, who’s saying they’re idiots?!

  • onnekas@sopuli.xyz
    10·
    5 days ago

    I think lots of those people believe in climate change but not in ‘man made climate change’. It’s about denying that we are responsible for it and that we can do something to mitigate further damage.

  • LiamBox@lemmy.mlEnglish
    51·
    5 days ago

    I don’t know

    If the air had more CO2 then they would increase their insurance, which makes more money.

    So yes they believe in the potential for climate change to increase profits.

  • Justas🇱🇹@sh.itjust.works
    3·
    5 days ago

    If they really cared about climate change, they could stop insuring most polluting industries, such as oil companies.

    They could also offer reduced rates for carbon negative industries and renewable energy.

    • MysteriousSophon21@lemmy.world
      2·
      3 days ago

      This is exactly why insurance companies “believing” in climate change is meaningless - they adjust their bussiness model to profit from it rather than help prevent it, just like how they could check out some portable power stations on gearscouts.com for emergency backup during climate disasters instead of actually reducing emissions.

    • EvacuateSoul@lemmy.world
      6·
      5 days ago

      They aren’t trying to lower overall risk. They are in the business of accurately assessing risk.

      Giving a discount for behavior that lowers climate risk is different than a discount for behavior that affects the client more proportional to effort, like defensive driving. A customer cutting emissions in half, drop in the ocean to climate change, so how much have they lowered their climate risk?