• frickineh@lemmy.world
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    7 months ago

    Where on earth are you getting insurance for 2 cars for $500/6 months? I’m middle aged, drive a 10 year old car, and have a perfect driving record, and mine’s about $100/month. I’ve priced the same level of coverage with other companies and that’s pretty much what all of them offered.

    Eta: I’m literally asking. I have no loyalty to my current company, if I can get it cheaper, I’m out.

    • Neato@ttrpg.network
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      7 months ago

      That was a few years ago. But I have the same coverage and cars for $580/6mo. BTW it’s cheaper to pay all at once usually.

      But our cars are compact and subcompact about 9 & 10 years old. We carry 100/300/100. It’s GEICO is MD but it was also about the same with progressive in FL. Only one of us has a perfect record, the other is still minor and rare.

      So you may just live in an expensive state for insurance.

      • frickineh@lemmy.world
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        7 months ago

        Totally possible. CO has gotten pretty expensive for everything. :/ It may still be time to get some other estimates again, though.

    • Lemmeenym@lemm.ee
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      7 months ago

      I’m in a similar position, middle aged, clear driving history for about 15 years, car’s an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can’t do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.

      • frickineh@lemmy.world
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        7 months ago

        I need to check on whether I get a discount for paying all at once. I’m finally at a point where I could manage it but I have no idea what it would save.

        Ooh, just checked looked and nope, USAA gives me $16/month off for autopay but no pay in full discount. Lots of pretend discounts for other stuff but that just puts them around what other insurers would charge anyway. What a rip off.

    • J4g2F@lemmy.ml
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      7 months ago

      I live in the Netherlands and now pay €188 a year. It’s just a “wa” insurance meaning if I hit something they pay the damage of the other’s, but not mine damage.

      I drive a car from 2009 and have 10 years of no damages. So if your willing to move to the Netherlands wait 10 years you can lower your payment. (Not really a option I guess)

    • brygphilomena@lemmy.world
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      7 months ago

      Farmers

      2003 Subaru WRX and 2001 Toyota MR2

      250 bodily injury per person

      500 bodily injury per accident

      100 property

      Comprehensive and collision on the MR2.

      Total is 494.50/6mo