I’m not sure why you think that. With the numbers above a financed McLaren would cost 10% of someone’s yearly income. 90% for everything else. That is a very reasonable number. Especially for enthusiasts. If 90% of your income can’t cover housing, savings etc then they are overextended in one of those areas. Which is why I said it depends on lifestyle so much but around 10% of yearly income on a vehicle really isn’t much to write home about.