I’m not sure why you think that. With the numbers above a financed McLaren would cost 10% of someone’s yearly income. 90% for everything else. That is a very reasonable number. Especially for enthusiasts. If 90% of your income can’t cover housing, savings etc then they are overextended in one of those areas. Which is why I said it depends on lifestyle so much but around 10% of yearly income on a vehicle really isn’t much to write home about.
Greatly depends on lifestyle It’s always a give and a take with any purchase. The guy with 4 kids in school and vacations 4x a year is probably going to need more income to justify the car than the single guy whos only hobby is cars.
Anyways, the cheapest McLaren is the McLaren GT at around 200k. A substantial amount of super car owners lease the vehicle and with a high residual you could get into a McLaren GT for a 3 years lease with 25k down for 2500 a month plus or minus. Just rough numbers here but it’s in the ball park.
So, say you want to be diligent and put most of your income into savings etc, you’d need around 20k - 25k post tax income per month. But realistically we’re enthusiasts here so 15k post tax would probably be fine provided your other expenses allow for that.
So basically you want 200 - 270k post tax income (300 - 350k pre tax in a 0 income tax state) per year to get into a McLaren comfortably depending on your priorities. If you live an otherwise frugal lifestyle or love cars, then even less may be needed.
All good points. Financing and leases is definitely a very country specific thing and you’re absolutely right I was discussing the US market. In other counties it could be an entirely different proposition.
McLaren now offers a 3 year maintenance and warranty included on all new cars which definitely helps ease the reliability fears for the first few years, but if going used I totally agree that the R8 is probably the single most reliable supercar. It’s too bad they stopped production, what an excellent machine. I hope you enjoy yours!