If you’re able to, I would.

Any type of crack is replacement of a windshield

Remember if you use your insurance to replace you still Have to pay the deductible. Plus you end up with a claim on your insurance. Since the cracks are in a circle And aren’t going outside of it you could probably just ignore it and save the money and replace it on the next rock hit. A repair is free and won’t count as a claim and I bet they could fill it in some.

If you are a meteorologist that chases tornadoes not enough hail stones. Otherwise yes, and call your insurance company. My state told insurance companies to do it for free if you have comp, and even if you did it with a baseball bat.