That description is very fair. Hopefully as Memmy and other Lemmy apps progress, we will have more and easier moderation tools for users (rather than relying on admins).

Thank you!

Well. Fuck.

It isn’t a single site or host, and there is no owner. Wouldn’t that be like saying “e-mail must be GDPR compliant”?

The ACA does not require all private plans to cover preexisting conditions. It requires all marketplace exchange and ACA compliant plans to do so. But many insurers - including Blue Cross Blue Shied and UHC - withdrew from the healthcare.gov exchange years ago to sell non-ACA compliant plans instead. With the death of the individual mandate, they lost the insured numbers to make it work. The remaining plans there are from companies like Oscar and are frankly not competitive with what you can get separately - other than preexisting coverage.

Yes you can buy family plans, and of course it scales in price. Averages out to about $400 per person, but of course that also depends on the PPO list, copay v coinsurance, coverage for ancillary services like mental health and prescription medication, and etc.

Not all private health plans cover routine preventive care at a reduced rate. I was on a UHC plan where my annual checkup cost me several hundred dollars.

The ACA was awesome at first. It dramatically improved my personal health insurance. But within a couple of years, the exchange in my area was a ghost town. It is a shell now.

Private health insurance is going to cost you ballpark $400/month, provide no coverage for any preexisting conditions, provide no coverage for your family members (just the enrolling individual), you will typically pay the first $10,000 or so each year before your insurer covers any of the costs, and if you end up needing to use it a lot they will cancel you the next year.

Affordable Care Act coverage will cost about the same but cover preexisting conditions, you can usually cap your own cost for regular checkups to $20, and they won’t cancel you the following year unless the insurance company leaves the marketplace entirely.

Private employer provided coverage varies wildly depending on the size of the employer (because they have more leverage in negotiating with insurance companies) and the employer’s own ideas.

http://www.ytmnd.com

Non-preventable deaths are about 95%.

There is a greater than 5% chance that your death will be someone’s fault.

50% of doctors graduated in the bottom half of their medical school.

Neither have the Seattle SuperSonics.

There are a bunch already… Wefwef is really good

This was one of the top instances recommended on join-lemmy, and it couldn’t find top communities from lemmyverse. Out of curiosity, I poked my head back to the instance a second ago, and I see users asking the server owner about it.

Maybe my experience is rare, but if the instance you choose is going to have a material effect on what instances and communities you can interact with, that’s essential info to choosing a home.

Admins / instance owners can control what other instances and communities the local users have access to. And entire instances can be dropped automatically because of long response times.

1. Low user numbers
2. High uptime percentage
3. Little to no blocked servers and communities
4. Allows user created communities

Beyond that, I personally don’t care.

Searching for specific communities and they aren’t present on the server.

Which is a problem. The onboarding for the fediverse - especially choosing a lemmy instance if that is the direction you want - is way too obtuse right now. Instances are definitely not all equal, and the icon and description are the least useful data points to rely upon.

Unless I’m overlooking it, join-lemmy provides no essential info to choosing an instance. It doesn’t display uptime, location, number of users, age, or number of connected instances.

I used It and ended up on an instance that seemed to be missing many male** communities and was on the other side of the planet from me (though fortunately did not have too many other users). Then I followed a different instance browser and found a much better one for me.

EDIT: ** was supposed to say major communities, not male communities. But I’m leaving it because

Yeah I’m not sure what the algorithm is taking into account in deciding “hot.” Seems it is “recent views but only because the formula fed this old stuff to the last few rounds, too.”