Just use Monero like it’s designed to be, and the problem go away. By using Monero as a bank account, if you don’t live paychecks to paychecks, you are going to accumulate sufficient amount of output to never have to think about that.

Or you can do like other mentioned, but instead of sending to 10, sent to 16 (including change) or 15 (excluding change). Feather wallet coin control allow you that very easily.

As expected and not you’re fault.

It append to most nice crypto-fiat bridge (for example the prepaid cards, used to be available everywhere and now it’s only EEA/US.)