Go big or go home tbh

Not DCT but I’m sure you can pick up a 10 speed auto mustang or Camaro around 30k maybe a tad more or less. They’re good and quick

Go to court and get a lawyer from something like off the record. They guarantee success or money back. It won’t be cheap but it’ll be worth it. A lot of times they drop it anyway once you hit court or at least reduce the sentence/fine. I wish you luck but it’ll be hard since you hit an emergency vehicle and it sounds like you don’t have a dash cam or anything

Cars got heavier and cars share more parts. Really those two big things I think have led to the increase