So…what happens to my 4.15% APY?

I think the main thing is that you don’t need the RAM and the screen. Those MacBooks are for people who run serious video editing setups (as you admitted to realizing) and who would see a benefit from color correction on the display with HDR content. I assume you do none of this, so good on you for saving the money and enjoying it in a way that makes you feel better.

Well, then I’m going to build my own home, with cocaine and perpetual motion machines.

For reference to our mortal vehicles, this car weighs 200kg LESS than a Mazda Miata RF and has 4 times the power.

Would it not be possible to just buy it on a VPN and ship it over there?