Obama inherited the result of Clinton’s poor financial decisions on the housing market passed to resolve the issues from Reaganomics.
Obama inherited a landscape where 8 years of Bush had deregulated the banks to the point where they were giving mortgage loans underwater from the start to anyone with a pulse which lead to the 2008 collapse.
The one real lever the Democrats have fed really is the filibuster in the Senate, and they damn well better learn to use it with the ease the Republicans have over the past couple decades.
The AGs can make a show at the state levels, but with the SCOTUS stacked as it is trying to sue for anything is theatrical at best.