I think there is a difference. They could even make the fee for the call a crazy high amount, like $100 a minute or whatever.

Imagine you are lost somewhere without any chance for help, and you literally have the technology that can save you in your pocket with you, you just can’t use it because you haven’t subscribed, so you just die. lmao

With an insurance you pay money in advance so you pay less when something actually happens. I think when you are lost somewhere in a life or death scenario you don’t really care how much the call costs, as long as they let you make it.

Seems like something that even if you didn’t subscribe to it, you should be able to use and then just pay for it later. Imagine being somewhere lost in the Australian outback and not being able to call for help because your subscription ran out 😭