A midlife crisis is when you’re middle aged and driving a 10 year old Kia.

You shouldn’t be paying on a 6.9% loan to a lender when you can only get 4.5-5.5% if you keep the money in a safe investment. Use the cash to pay the loan off. If the interest rate on the loan was less than you could earn in an investment, then you should pay it off. (note: this assumes there’s no pre-payment penalty)

I saw a pic from another angle and thought they’d improved the front. I stand corrected. It’s no better. I’m sure it remains a capable, reliable car, but Toyota’s styling department makes odd choices.

We had a joke around my company that we had the best J.D. Power rating that money could buy.