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Joined 10 months ago
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Cake day: November 12th, 2023

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  • “This BMW I see myself owning forever”There’s always something newer/shinier/ faster around the corner, so take the “keep it forever” rationale out of the equation.

    You’ve decided to hold off buying a house until rates go down, so why not do the same for your car? There’s an argument that low interest rates are more important in a depreciating asset, like a car

    I think you know it’s a bad idea, so you have come here to get talked down off the ledge?

    If it’s an emotional decision, that’s fine, life is short, get the car!! but don’t try to convince yourself it was the logical thing to do


  • “This BMW I see myself owning forever”There’s always something newer/shinier/ faster around the corner, so take the “keep it forever” rationale out of the equation.

    You’ve decided to hold off buying a house until rates go down, so why not do the same for your car? There’s an argument that low interest rates are more important in a depreciating asset, like a car

    I think you know it’s a bad idea, so you have come here to get talked down off the ledge?

    If it’s an emotional decision, that’s fine, life is short, get the car!! but don’t try to convince yourself it was the logical thing to do