Pay the $23k towards the Principal, Hold the loan for 6 months to boost your credit score, i was able to do this and added 30points total to my score, my mistake was keeping the loan balance too low that they closed the account after 4-5months. So if you can, calculate the monthly payments good for 6 months, that gives out the best result for your credit score and total interest paid. Keep as minimal principal balance as you can that’s good for 6 months loan life

Where’s the TRD performance package toyoTAXI fanboys have been boasting& quacking chants non-stop, wait wait wait for the New Camry, don’t buy, they have TRD performance keep V6. As usual toyoTAXI has kept you in check🚮