A fair point, first flat not suitable to children (1 bed), 2nd house too small for two, but subsequent moves have indeed been a choice (and I did get screwed by endowments). I have no regrets, I live in a fab house I love, nice neighbours, lovely area, fair amount of equity but I sure wish I could clear the mortgage 😁 Congrats on finding and affording the forever house, that’s the dream.