Toyota loan dept is very deceptive to say the least and I worked there for over 30 years. My daughter bought out my lease vehicle and got financing from the dealership and they tried to get her to agree to over $400 a month payment but the math in my head said it should be about $200. I was with her and we pushed back and they came back with like $220 and made up some story about being an honest mistake but I knew better that they were trying to take advantage of her.

Do better Toyota. This is not a good move from a long term business perspective.

so how does one go about attempting to get their money back?

TFS has become really strict on pre approvals. So this must have been in the background for a little while.

Only thing That makes me avoid buying new cars is scummy dealerships

It’s Toyota Motor Credit not Toyota