TLDR; Car got stolen 5 days after I paid it off, insurance wont fix it but will give me $4,200 for it. Can anyone help me with suggestions on a used car?
Hey reddit, On October 20th I walked outside of my house to find my car stolen. Unfortunately it was a Kia Optima and I’ve only just learned how easy they are to steal. I had just gotten a new engine off of warranty last december and replaced all of the tires, breaks, rotors, struts, and bushings this year. Im honestly beside myself I was really looking forward to not having a car payment (with basically a brand new car) and being able to save up money for a home.
Insurance said I could total it out for around $4200 or I could put a salavaged title on it and take it home with no payment.
I would be extremely greatful for any guidance. Thank you so much!
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Brakes
Take the car back!!
The engine is new and if the car was in decent shape before it got stolen, just get it looked over and fixed and drive it til the wheels fall off.
If you’re goal is to save for a house, this is the way. Unless they wrecked it or there’s significant mechanical damage. $4200 “ain’t” what it used to be.
Another option is to drive out and away and see what private sales are out in the Rural areas close to you. There’s still some deals to be found in my area if ya look hard enough.