Please advise
OPIE,
you are a MORON. If you have to finance $70k in addition with that high percentage interest, then this tells me that you are a broke MOFO, trying to show off that you are “rich” by buying an expensive car… i see losers like you all the time… no wonder americans are all broke and in debt to their eyeballs.
hell, im willing to bet you dont even own the clothes on your back… pathetic
Dude you have a 2019 highlander? What the hell do you need a new car for I’d run that to the ground.
Holy moly, this is the worst minivan deal I have seen.
16.37%
Total financed: $71,792
Total paid, after 72 months: $113,184
Total interest paid, after 72 months: $41,392.
Buddy, I’m no finance expert, but holy crap don’t do this.
No matter how you look at it, but 113k for a Sienna seems mind boggling. That used to be used supercar territory, German Big 3 luxury money.
I cannot see any world where this makes sense when used CPO options from a reasonably reliable brand exist.
I have some friends who own about 60 rental properties on a main street in a popular city in new england.They can have anything they want.They all drive shit boxes and are exectric.when he pulls out his 2 inch wad of money its all 50,s 100,s and this isnt a joke.He can buy anything he wants now hes in his sixties.I have no loans or mortgages but my property tax will make you fall over.all flash and no cash.It No one is worth impressing spending that kind of money.Who cares what the next guy thinks,Drive shit boxes and laugh all the way to the bank
What’s wrong with a 2019 Highlander with 53k miles? I think you need to keep that car until that negative equity disappears. You are digging yourself a bigger hole, a 2019 Highlander is an excellent car and nobody who truly matters cares what you drive.
How not to manage your finances
And then when they turn 65 and social security is paying them $2k a month they’ll be looking for hand outs and for everyone to forgive their 300K loan on a minivan.
Gotta love the dealership motto “come for the price and stay for the service.” It seems like they are getting serviced.
Holy hell! It would appear your a good bit down a bad road already.
How is it possible to owe that much on a highlander??
Lmfao nice negative equity
BUY A CAR IN CASH. FINANCING A CAR IN 2023 IS A SCAM.
Y did u even get a loan out to buy a car?! Who the f does that shit
Holy s***, LMAO. That’s double what I pay for my loaded RX Lux.
How in the actual fuck do you still owe almost $50K on a vehicle that they only value at $23K for trade.
17% APR, absolutely abhorrent. A new car will not dig you out of your hole. Buy a used toyota for 5k, sell your 2022 20k dealer markup dodge charger, and work on paying down the loan.
Why would anyone do this