My 2023 BMW X4M got stolen recently - I’m still in shock and processing how to move forward.

I have a few questions and would appreciate some feedback.

The car was leased, I only had the car for 5 months (out of a 36 month lease). I put a significant down payment down to lower my monthly costs. Since the car was stolen, would I be able to get the remainder down payment refunded? (Or at least a partial amount).

If my insurance settles the car with BMW and I owe nothing, I’m still down X amount of $$$ from the down payment. That means I either get that down payment money back and put it towards another lease OR I have to take more money out of my account for another down payment on a new car?

Does anyone have any experience or knowledge on this topic? Appreciate all the help…

  • No-Neighborhood-2044@alien.topBEnglish
    1·
    10 months ago

    Just wanted to say …. The way they are stealing all these cars …. Is there picking up your key fob when u use it with a machine and they save the signal to then relay to car and boom gone……happened to me in my Acura tlx 23’ …….so to help my fellow bmw people…… I only use my phone or the bmw key card…… haven’t used my key fob since I left dealership…… hope that helps when you get your new bmw…… faraday pouch works but the moment you pull your key out to use…… they taking the signal……… I put 4 AirTags in car removed the speakers in the AirTag so they can’t find…… steering lock…. And a owl cam so if they do get in the car I get alerted…. And it’s gonna take sometime to take the steering wheel lock offf…. Don’t rely on bmw gps …… use AirTags cheapest best way…. They know how to remove all that bmw stuff…… but they won’t know wth you stuck them airtags