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Someone hired jets to do a flyover and do a sonic boom at their wedding and broke the rental glass. I guarantee it.
My house insurance specifically mentioned that I am not covered in case a plane crashes into my house.
Ah yes, the Donnie Darko clause.
My guess would be that someone claimed the noise ruined their wedding and they had to pay out due to the way their previous policies were written. I live near an AF base with F35s and they do get pretty fuckin loud.