The term midlife crisis doesn’t refer to just any crisis, it’s a very specific thing about your identity and achievements and can be financial, but doesn’t have to be. It’s more of a “what have I achieved in life / how do I compare to others” thing after about half of your work life (or actual life sometimes) is over. If you measure success financially then yeah it might play into the equation but being strapped for cash in your early twenties doesn’t make a midlife crisis.
The term midlife crisis doesn’t refer to just any crisis, it’s a very specific thing about your identity and achievements and can be financial, but doesn’t have to be. It’s more of a “what have I achieved in life / how do I compare to others” thing after about half of your work life (or actual life sometimes) is over. If you measure success financially then yeah it might play into the equation but being strapped for cash in your early twenties doesn’t make a midlife crisis.